Credit conditions

The conditions of crediting are individual for every customer. It may differ depending on the credit and financial institution which credited and financial risks of clients. Below is shown a general information which has an informative purpose to help to obtain a credit as much performance as possible.

Requirements and necessary documents for the physical persons employed in Republic of Moldova:

• The minimum age of persons is financed from 18 years and maximal up to 62 years.
• For filling of the loan application the purchaser needs the certificate of identity.
• The guarantor is officially employed on territory of Republic of Moldova and/or proprietor of private property (proof of ownership is the cadastre number of the real estate, that he owns). The presence of guarantor is not required.

Requirements and necessary documents for the physical persons employed abroad:

• The minimum age of persons is financed from 18 years and maximal up to 62 years.
• For filling of the loan application the purchaser needs the certificate of identity.
• The guarantor is officially employed on territory of Republic of Moldova and/or proprietor of private property (proof of ownership is the cadastre number of the real estate, that he owns). The presence of guarantor is not required.
• Documentary evidence of income or of employment of the purchaser: checks money transfers, a valid contract of employment, the payslip, gewerbe, extract from account all the documents may be presented in an electronic form.

Requirements and necessary documents for legal entities:

• Extract
• Balance sheet deciphered on all accounts for the last 3 months
• Guarantor

The decision about the credit we get within an hour. Insurance CASCO is not obligatory. It is possible that the loan to be related to the MDL or foreign currency.