Loan calculator
BUY A CAR WITH EASE
Car loan for a personal vehicle
Comfort and freedom of movement are our priority
Amount up to 50,000 euros
Perfect for any choice – from a compact city hatchback to a spacious crossover or family minivan.
Without mandatory CASCO insurance
CASCO insurance is issued only at your request. We value the freedom of choice.
Any year of car manufacture
We finance car purchases regardless of the year of manufacture. The main condition is good technical condition.
Financing up to 100% of value
Buy entirely on credit with no mandatory down payment.
Fast approval – up to 1 hour
We value your time. A preliminary decision is made promptly.
Flexible payment schedule
Close the loan early without additional costs.
Possibility to adjust payments with partial early repayment.
Choose the repayment period that suits you best, from 12 to 84 months.
Car loan for your business
Grow your business with reliable transportation
In the name of an individual or legal entity
Credit is available to individuals (including sole proprietors) as well as companies.
Convenient way to receive funds
Payment in cash or direct transfer to your company’s account.
Financing of ordered cars
Get a loan even if the desired car is still on its way to Moldova.
Startup support
Simplified procedure and special conditions for young companies.
No restrictions on traveling abroad
Your car – your asset without borders.
Refinancing an existing car loan
Improve the terms of your current loan.
Car leasing – flexibility and benefits
A modern solution for the efficient use of a car
Optimal budget management
Use the car without immediate purchase.
Financing up to 100% of the car’s value
No down payment required.
Transparent and clear terms
No hidden fees.
For all categories of clients
Leasing is available to individuals, sole proprietors, and companies.
Flexible contract term
From 12 to 60 months.
Our trusted partners
We cooperate only with trusted and respected financial organizations in Moldova.
Microinvest.md
Simple and fast procedure
Leasing.md
Recognized experts in the field of leasing
BT Leasing
European standards of reliability
Primero.md
Innovative approaches
Victoriabank
One of the largest banks in Moldova
Our customers
stories
Gheorghe Grozavu
Concrete worker from Ciacana
Gheorghe always said, “Happiness isn’t in a car. It’s in not having to commute with three transfers and a backpack on your back.” At first, he was patient. Then he started to hate people who shamelessly squeezed into the bus. One day, someone asked him: “When will you get a car?” He replied: “When life faces me, not turns its back.” A week later he came to Sauto. Three hours later, he left with a car. In other words, he left victorious! Now he goes alone, with music. And facing life.
Liudmila Postolache
Medical nurse, Buiucan
Liudmila always walked everywhere. “It’s healthy!” she said. Until the day she came home and forgot why she left. Every morning — clinic in Botanica, then hospital in Râșcani, then back — all on foot. One day she got on a bus and heard: “Next stop — patience is over.” She came to SAUTO Sales. Took a loan. Now she says: “Walking is good. But driving is better for your nerves.
Ilia Bejenaru
Security guard from Durlești
Ilia worked shifts and believed life was like a work schedule: everything planned but meaningless. He commuted by transfers thinking, “This road leads nowhere.” One day, three minibuses passed him by without stopping. Then he understood: either he buys a car or starts talking to puddles. He came to Sauto. People there, but at least good people. An hour later — approved. Now he says: “Silence is when you’re stuck in traffic in your own car, not someone else’s.
Maria Cojocaru
Saleswoman from Sculeni
Maria went to get goods at 5 a.m. At 6 — to the market. At 7 — back home. One day she lifted a crate of cabbage and said: “Enough. My shoulders deserve better.” She searched a lot for where to get a loan. At the bank, they asked: “Do you have proof of income?” She asked back: “Do you have a conscience?” She came to Sauto — they explained. They helped. They didn’t laugh at the cabbage. Now she has a car. And the bank — one less client.
Valeriu Turcanu
Auto mechanic
Valeriu had talent — he repaired other people’s cars. But couldn’t start his own. Because he didn’t have one. He walked to work but told all clients: “You need to get a good car!” One client couldn’t take it anymore: “You get one first!” Valeriu went to Sauto. An hour later — approved. Now he keeps repairing, but no longer rides bus 26 home.
Ivan Nerușu
corporate enlightenment
Ivan was a manager at Simbals company. He sold air but took 1 hour 47 minutes to get to work, with two transfers, a lost glove, and three existential crises. A car seemed a luxury. Until the day he boarded a minibus where Zdob și Zdub played and someone breathed down his neck. He got off and realized: either he gets a car or permanently looks for a family doctor. He took a loan from us in an hour. The next day he recommended it to all colleagues. Now, in his office, everyone has a car and a new level of zen. They only take minibuses to museums — to see how ancestors lived.
Vasile Ungureanu
Plumber from Chișinău
He has been working as a plumber for 15 years and has always used public transport to get to work. One day, he realized that he was spending 3 hours a day commuting. He heard about SAUTO from a friend, and although he was initially skeptical, he got approved for the loan in just one hour. Now, he manages to reach more jobs in a day and earns much more, with the car paying for itself.
Natalia Ciobanu
Teacher from Chisinau
As a teacher with a busy schedule and little free time, she truly appreciated how simple and efficient the entire car loan process was with SAUTO. The team was very responsive and explained every step clearly, without unnecessary bureaucracy. She managed to purchase the car she wanted in a short time, with affordable rates and no stress. She was impressed by the consultants' professionalism and the transparency of the offer. She confidently recommends SAUTO to anyone who, like her, is looking for quick and reliable solutions.
Robert Botnarenco
Lawyer
Even with a stable income and a well-paid job, he couldn’t afford to buy the car he wanted without risking his monthly financial balance. He found a financing solution that seemed transparent, fair, and tailored to his needs. The team assisting him was professional, patient, and clear at every step of the process, providing all the necessary information without complicated terms or unnecessary bureaucracy. Everything went quickly and stress-free, and now he enjoys the car he dreamed of, with affordable financing and favorable conditions. He confidently recommends this option to anyone looking for a reliable, transparent, and convenient way to purchase a vehicle.